Overdraft fees occur when you don’t have enough money in your account to cover your transactions. For more on account disclosures, visit FDIC Consumer News January 2021 Issue. Common fees might include monthly maintenance or automated teller machine (ATM) withdrawal fees. All deposit-related fees that your bank can charge must be listed in these documents. Ask your bank, or any bank you are considering opening an account with, for the account opening disclosure and fee schedule. By knowing these options, you are empowered to choose an account that works best for you.īanks are required under Federal law to disclose any fees they charge in connection with a deposit account. ![]() When it comes to bank fees and charges, there are important things you should know, including the options you have when opening a deposit account. ![]() It is important to understand common bank deposit account fees, the options available, and ways you can minimize or avoid fees.
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